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About Us 

We will find the right deal to suit you

Rhys Payne
Mortgage and Protection Expert

Propel Mortgages is a trading name of Just Mortgages Direct Ltd and is run by our Mortgage and Protection expert Rhys. Rhys has successfully helped thousands of people secure a mortgage and is keen to help many more. 

Rhys relishes the challenges that arranging property finance presents and enjoys building relationships with clients, lenders and providers. Rhys is able to advise on mortgages for a range of clients from first time buyers trying to get on the property ladder through to experienced portfolio landlords. He is also specialised in advising on New build and Self Build mortgages so no matter what your circumstances he will be able to advise.

Through his career so far, Rhys has gained a large amount knowledge spanning across the property and financial sector so no question will be too big or too small.  Prior to joining Propel Mortgages Rhys worked as an estate agent and has been a lead advisor at 2 of the biggest UK mortgage brokerages. He felt it was time to be part of Propel Mortgages and focus on a more customer based approach with the aim to make the process of obtaining a mortgage as simple and stress free as possible.

Propel Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.  Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016. The Openwork Partnership is one of the UK's largest Financial Advice networks, with over 4,500 advisors and in excess of 700 appointed representatives based throughout the UK.

Our advisors at Propel Mortgages will get to know your circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you. 

What Our Customers Say

"We have had a brilliant experience working with Rhys as we secured our mortgage. The process, which I know from experience can often be incredibly stressful, was made simple, easy and hassle free due to Rhys’ excellent communication and expertise. I cannot recommend propel mortgages services highly enough and if I have any mortgage related enquiries in the future I know exactly where to go"

New Build Buyer

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